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FPM Wk 3 - Online Fraud & Scams

Online fraud is a significant and growing concern as internet-based communication and digital marketplaces continue to expand. With less face-to-face interaction, it can be harder to recognize warning signs—making it easier for scammers to gain trust and take money or personal information.

Romance scams are among the most common forms of online fraud. Scammers may build an emotional connection and then ask for money for travel, medical emergencies, or other fabricated situations designed to gain trust and sympathy.

Online marketplace scams are also common. Fraudsters may advertise items that do not exist or are misrepresented, then request partial or full payment in advance. When the buyer arrives at the agreed location, the seller does not appear, and the advertisement is often removed.

Lottery and prize scams continue to target victims through emails, texts, or messages claiming the recipient has won a cash prize or valuable item. Scammers may ask for banking or credit card information to “deposit” winnings, or request payment (for example, by wire transfer, e-transfer, gift cards, or cryptocurrency) to “secure” the prize. Once money or personal information is provided, funds may be withdrawn and no prize is delivered.

Technical support scams are another common tactic. Victims may be contacted by someone posing as a computer or technology professional who claims there is an urgent issue with the victim’s device or online accounts. If remote access is provided, scammers may attempt to capture passwords and banking information, which can then be used to steal funds.

Authorities remind the public that legitimate businesses typically do not request payment by gift cards, cryptocurrency, or unsolicited money transfers. Many scams originate outside Canada, which can make investigations difficult and recovery of funds unlikely.

To reduce the risk of fraud:

  • Be cautious with unsolicited emails, texts, calls, or social media messages—especially from people or businesses you do not recognize.
  • Do not send money or share banking details based solely on an online relationship or urgent request.
  • When buying or selling online, avoid advance payments when possible and use secure, traceable payment methods.
  • Independently verify a company or offer before paying. The Better Business Bureau and recommendations from trusted friends and family may help.

Anyone who believes they may be involved in a scam is encouraged to speak with someone they trust and report it to local police. The public is reminded: you cannot win a prize you did not enter—and if something seems too good to be true, it likely is.

Media Contact:

Sgt. Adam Gregory
Medicine Hat Police Service
Community Support Unit
Phone: 403-529-8451